Here is a short link to the Wall Street Journal article that can be sent to your constituents. No need to worry about copyright claims as it links directly to the WSJ site. There is a "fair use" clause in the copyright laws that does allow some copying of copyrighted material, but not being an attorney, I don't want to attempt interpreting it. http://tinyurl.com/357ye Andy Oppel andy@andyoppel.com andy_oppel@earthlink.net andy_oppel@comcast.net