Dave, Thanks! - Bill AR>My understanding is that it's primarily expired cards. AR>Dave AR>-----Original Message----- AR>From: Edgar, William (SM, Western PA) AR>Sent: Wednesday, March 26, 2003 4:49 PM AR>To: arrl-odv AR>Subject: [ARRL-ODV:8573] [ARRL-ODV:8572] IN-News AR>Are the declined charges due to expired cards primarily or due to AR>over-extended credit? AR>- Bill N3LLR AR>ARRL's annual automatic renewal program is experiencing a greater number AR>of declined credit card charges every month. With assistance from John AR>Proctor, we emailed and mailed letters to the approximately 250 upcoming AR>May membership expirees whose credit cards are expiring letting them AR>know this fact; 50 responses have already been received.