All I have experience with Paypal from the position of individual user, business user and attorney for Paypal victims. The victims are parties who were using Paypal to collect monies from sales. As both a Member of the A&F Committee and as a Director I will vote against accepting Paypal for ANY purpose. Paypal has a well-earned reputation for cheating its customers. I have a AR Club that has had $507.05 it received for membership sales that has been frozen for over 6 months on a fertilizer excuse. We may yet end up suing Paypal, but the Club has chosen, for the moment, to wait. Other clients have had similar experiences where Paypal has frozen their account on trumped up "security", "unusual activity", etc excuses. The only resolution for them has been to sue (the cost usually exceeded the value of the funds held) or just wait until Paypal was through using their money. I have another client whose account was compromised by a fraud ring; he caught it and asked Paypal to block the fraudulent use. Paypal did not. The result was $10,000 in losses to victims of the fraud ring; $10,000 that Paypal is now demanding that my client deliver to Paypal. Dante's Inferno will ice over before that occurs. But, the risk for the client is that Paypal will sue them in some dark corner of a state far far away, thus making it exceedingly expensive for my client to defend himself. We will probably file suit against Paypal if it sends any more tacky demands so we can maintain jurisdiction where my client lives. Bob is also correct; Paypal's policy is to always chargeback the merchant regardless of how flimsy or fraudulent the purchaser's story/excuse may be. Again, the only recourse is to sue. The value proposition of suing an organization that buys legal services by the gross because of a $29.95 chargeback is not acceptable. Accepting credit cards is a no brainer. Plus there is Amazon Pay and Apple Pay. If even Amazon and Apple — very sophisticated and billion dollar operations who have muscle — won't accept Paypal, then why do we wish to tread where even the Angels will not? Loan sharks are more user friendly than Paypal. The fact that some users have not yet become victims is just as meaningless as touting that your neighbor hasn't caught C19; it is not proof it won't happen. My vote is NO; really, really NO. _______________________________________ John Robert Stratton N5AUS Director West Gulf Division Office:512-445-6262 Cell:512-426-2028 P.O. Box 2232 Austin, Texas 78768-2232 *_______________________________________*** ** On 9/24/20 5:07 PM, Phil Temples wrote:
Pardon me, I'm the "new kid" on the block. I wanted to add my $0.02 to the discussion, if I may.
There's an excellent article at <https://www.wildapricot.com/blogs/newsblog/2020/04/01/alternatives-to-paypal-for-nonprofits> that talks about the pros and cons of PayPal and compares it to other alternatives. In addition to processing online transactions, PayPal also provides a platform for donations--something I think we can all agree is a Good Thing.TM
73,
Phil, K9HI
Vice Director, New England Division
On Thu, Sep 24, 2020 at 5:08 PM rjairam@gmail.com <rjairam@gmail.com> wrote:
PayPal now has a new feature where you can request either a physical or virtual MasterCard debit card that will use your PayPal balance and this will allow you to shop wherever MasterCard is accepted. It’s called PayPal key.
PayPal has been the bank that is not a bank for a long time now and they are skirting around the edges of the banking industry. They are now virtually cashing checks and depositing it into your PayPal balance. They use a couple of banking partners to help them with this while remaining not a bank.
Amazon notably doesn’t accept PayPal and as far as I know Apple doesn’t accept them for Apple Pay but they do allow you to use them for the App Store.
But you can use the debit card (virtual or plastic) on amazon and it works just fine.
73 Ria N2RJ
On Thu, Sep 24, 2020 at 4:33 PM Bob Famiglio, K3RF via arrl-odv <arrl-odv@reflector.arrl.org> wrote:
PayPal is not great for the Payee organization, since they do chargebacks on any complaint by the Payor even month’s later I understand. I would not use them, but perhaps another member of the board has a different experience.
Bob Famiglio, K3RF
Vice Director - ARRL Atlantic Division
610-359-7300
www.QRZ.com/db/K3RF
From: arrl-odv On Behalf Of Michael Ritz Sent: Thursday, September 24, 2020 4:26 PM To: arrl-odv@reflector.arrl.org Subject: [arrl-odv:31022] Fwd: Re: ARRL acceptance of PayPal for transactions
I have yet another member miffed and asking me why we don't accept PayPal for membership renewals or store purchases. I thought this subject had come up before, so I did a bit of digging and found that Howard stated that he expected we would be accepting PayPal as payment at HQ "within a year". That was in early January 2019. Soon it will be 2021.
PayPal business transaction fees are discounted for 503(C) organizations, and appear to be in line with what the major credit card companies are charging. (About 2.2%)
Anybody know where we are with this? Should this be an action for A&F to follow up on?
73;
Mike
W7VO
---------- Original Message ----------
From: "Michel, Howard, WB2ITX (CEO)" <wb2itx@arrl.org>
To: "Ritz, Mike, W7VO, (Dir, NW)" <w7vo@comcast.net>, "Michel, Howard, WB2ITX (CEO)" <wb2itx@arrl.org>
Cc: "Middleton, Diane, W2DLM (CFO)" <dmiddleton@arrl.org>
Date: 01/03/2019 7:30 PM
Subject: Re: ARRL acceptance of PayPal for transactions
Hi Mike,
I expect we will be accepting PayPay within a year.
73, Howard, WB2ITX
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