Greetings. Here is the Report of the General Counsel to the Board of Directors, document #13 in Dave Sumner's proposed Agenda for the Meeting. I am sending this in PDF format, but you are welcome to a Word copy if you prefer it. Please let me know.

Please note that this document is confidential and subject to the Attorney-Client Privilege against disclosure. It contains information concerning legal and regulatory strategies and should not be disseminated.

I will be pleased to discuss any portion of this report prior to the Board meeting. If the report is removed from the consent agenda, I will be prepared to address questions at the meeting as well.


73, Chris Imlay, W3KD

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