Bill: To add to David's response, it is almost entirely expired credit cards. The rejection rate on a monthly basis has risen to almost 50% of the several hundred automatic renewals each month. Barry -----Original Message----- From: Sumner, Dave, K1ZZ Sent: Wednesday, March 26, 2003 5:07 PM To: arrl-odv Subject: [ARRL-ODV:8575] Re: IN-News My understanding is that it's primarily expired cards. Dave -----Original Message----- From: Edgar, William (SM, Western PA) Sent: Wednesday, March 26, 2003 4:49 PM To: arrl-odv Subject: [ARRL-ODV:8573] [ARRL-ODV:8572] IN-News Are the declined charges due to expired cards primarily or due to over-extended credit? - Bill N3LLR ARRL's annual automatic renewal program is experiencing a greater number of declined credit card charges every month. With assistance from John Proctor, we emailed and mailed letters to the approximately 250 upcoming May membership expirees whose credit cards are expiring letting them know this fact; 50 responses have already been received.