I do not agree with using Amazon as a barometer for whether or not PayPal is trustworthy. Amazon’s resistance to PayPal is an issue of them fitting into the amazon ecosystem and also long time competition and not because they are untrustworthy. The problems with PayPal are indeed well documented. However I’ve had fraud with regular commercial banks that I’ve had to jump through hoops with to get my money back. One example was losing $8000 through zelle. I did get it back but it took a while, and they denied initially that it was fraud. In any case if we do accept PayPal I would like to see that proper safeguards are in place. It’s not a binary choice. Ria N2RJ On Thu, Sep 24, 2020 at 7:40 PM John Robert n
B
All
I have experience with Paypal from the position of individual
user, business user and attorney for Paypal victims. The victims are
parties who were using Paypal to collect monies from sales.
As both a Member of the A&F Committee and as a Director I
will vote against accepting Paypal for ANY purpose.
Paypal has a well-earned reputation for cheating its customers.
I have a AR Club that has had $507.05 it received for membership
sales that has been frozen for over 6 months on a fertilizer excuse.
We may yet end up suing Paypal, but the Club has chosen, for the
moment, to wait.
Other clients have had similar experiences where Paypal has
frozen their account on trumped up "security", "unusual activity",
etc excuses. The only resolution for them has been to sue (the cost
usually exceeded the value of the funds held) or just wait until
Paypal was through using their money.
I have another client whose account was compromised by a fraud
ring; he caught it and asked Paypal to block the fraudulent use.
Paypal did not. The result was $10,000 in losses to victims of the
fraud ring; $10,000 that Paypal is now demanding that my client
deliver to Paypal. Dante's Inferno will ice over before that occurs.
But, the risk for the client is that Paypal will sue them in some
dark corner of a state far far away, thus making it exceedingly
expensive for my client to defend himself. We will probably file
suit against Paypal if it sends any more tacky demands so we can
maintain jurisdiction where my client lives.
Bob is also correct; Paypal's policy is to always chargeback the
merchant regardless of how flimsy or fraudulent the purchaser's
story/excuse may be. Again, the only recourse is to sue. The value
proposition of suing an organization that buys legal services by the
gross because of a $29.95 chargeback is not acceptable.
Accepting credit cards is a no brainer. Plus there is Amazon Pay
and Apple Pay.
If even Amazon and Apple — very sophisticated and billion dollar
operations who have muscle — won't accept Paypal, then why do we
wish to tread where even the Angels will not?
Loan sharks are more user friendly than Paypal. The fact that
some users have not yet become victims is just as meaningless as
touting that your neighbor hasn't caught C19; it is not proof it
won't happen.
My vote is NO; really, really NO.
_______________________________________
John Robert Stratton
N5AUS
Director
West
Gulf Division
Office: 512-445-6262
Cell: 512-426-2028
P.O. Box
2232
Austin,
Texas 78768-2232
*_______________________________________*
On 9/24/20 5:07 PM, Phil Temples wrote:
Pardon me, I'm the "new kid" on the block. I wanted to add my $0.02
to the discussion, if I may.
There's an excellent article at
<https://www.wildapricot.com/blogs/newsblog/2020/04/01/alternatives-to-paypal-for-nonprofits> <https://www.wildapricot.com/blogs/newsblog/2020/04/01/alternatives-to-paypal-for-nonprofits>
that talks about the pros and cons of PayPal and compares it to other
alternatives. In addition to processing online transactions, PayPal
also provides a platform for donations--something I think we can all
agree is a Good Thing.TM
73,
Phil, K9HI
Vice Director,
New England Division
On Thu, Sep 24, 2020 at 5:08 PM rjairam@gmail.com <rjairam@gmail.com> <rjairam@gmail.com> wrote:
PayPal now has a new feature where you can request either a physical or virtual MasterCard debit card that will use your PayPal balance and this will allow you to shop wherever MasterCard is accepted. It’s called PayPal key.
PayPal has been the bank that is not a bank for a long time now and they are skirting around the edges of the banking industry. They are now virtually cashing checks and depositing it into your PayPal balance. They use a couple of banking partners to help them with this while remaining not a bank.
Amazon notably doesn’t accept PayPal and as far as I know Apple doesn’t accept them for Apple Pay but they do allow you to use them for the App Store.
But you can use the debit card (virtual or plastic) on amazon and it works just fine.
73
Ria
N2RJ
On Thu, Sep 24, 2020 at 4:33 PM Bob Famiglio, K3RF via arrl-odv <arrl-odv@reflector.arrl.org> <arrl-odv@reflector.arrl.org> wrote:
PayPal is not great for the Payee organization, since they do chargebacks on any complaint by the Payor even month’s later I understand. I would not use them, but perhaps another member of the board has a different experience.
Bob Famiglio, K3RF
Vice Director - ARRL Atlantic Division
610-359-7300
www.QRZ.com/db/K3RF
From: arrl-odv On Behalf Of Michael Ritz
Sent: Thursday, September 24, 2020 4:26 PM
To: arrl-odv@reflector.arrl.org
Subject: [arrl-odv:31022] Fwd: Re: ARRL acceptance of PayPal for transactions
I have yet another member miffed and asking me why we don't accept PayPal for membership renewals or store purchases. I thought this subject had come up before, so I did a bit of digging and found that Howard stated that he expected we would be accepting PayPal as payment at HQ "within a year". That was in early January 2019. Soon it will be 2021.
PayPal business transaction fees are discounted for 503(C) organizations, and appear to be in line with what the major credit card companies are charging. (About 2.2%)
Anybody know where we are with this? Should this be an action for A&F to follow up on?
73;
Mike
W7VO
---------- Original Message ----------
From: "Michel, Howard, WB2ITX (CEO)" <wb2itx@arrl.org> <wb2itx@arrl.org>
To: "Ritz, Mike, W7VO, (Dir, NW)" <w7vo@comcast.net> <w7vo@comcast.net>, "Michel, Howard, WB2ITX (CEO)" <wb2itx@arrl.org> <wb2itx@arrl.org>
Cc: "Middleton, Diane, W2DLM (CFO)" <dmiddleton@arrl.org> <dmiddleton@arrl.org>
Date: 01/03/2019 7:30 PM
Subject: Re: ARRL acceptance of PayPal for transactions
Hi Mike,
I expect we will be accepting PayPay within a year.
73, Howard, WB2ITX
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